About Jasa Raharja
Jasa Raharja Strives to Be a Trusted Company in Providing Basic Protection Against Accident Risks with the Best Service.
PT Jasa Raharja is a State-Owned Enterprise specializing in social insurance, providing basic protection to the public through two (2) coverage programs:
- Passenger Accident Insurance for Public Transportation, based on Law No. 33 of 1964 concerning Mandatory Passenger Accident Insurance Fund.
- Legal Liability Insurance for Third Parties, based on Law No. 34 of 1964 concerning Road Traffic Accident Fund.
Vision & Mission
Vision
Becoming a Trusted Company in Providing Basic Protection Against Accident Risks with the Best Service
Mission
Providing Integrated Digital Basic Protection, Supported by Excellent Human Capital to Strengthen Stakeholder Engagement.
History
PT Jasa Raharja—hereinafter referred to as Jasa Raharja or the Company—was established on January 1, 1960, in line with the enactment of Law No. 19 PRP of 1960 concerning State-Owned Enterprises, with all its capital being the assets of the Republic of Indonesia. The history of Jasa Raharja's establishment is closely tied to the Government's policy of nationalizing Dutch-owned companies, as stipulated in Law No. 86 of 1958 on the Nationalization of Dutch Enterprises.
1960
Penjabaran dari Undang-Undang tersebut dalam bidang asuransi kerugian, pemerintah melakukan nasionalisasi perusahaan-perusahaan asuransi kerugian Belanda berdasarkan Peraturan Pemerintah (PP) No.6 tahun 1960 tentang Penentuan Perusahaan Asuransi Kerugian Belanda yang dikenakan Nasionalisasi.
Adapun perusahaan-perusahaan yang dinasionalisasi dimaksud sebagai berikut: 1. Perusahaan Firma Bekouw & Mijnssen di Jakarta. 2. Perusahaan Firma Blom & van Der Aa di Jakarta. 3. Perusahaan Firma Sluyters di Jakarta.
Peraturan Pemerintah tersebut ditetapkan tanggal 16 Januari 1960, namun berlaku surut sampai tanggal 3 Desember 1957.
Sebagai perusahaan negara, berdasarkan Pengumuman Keputusan Menteri Urusan Pendapatan, Pembiayaan dan Pengawasan RI No.12631/B.U.M. II. tanggal 9 Februari 1960, kemudian nama perusahaan-perusahaan tersebut diubah sebagai berikut:
| No. | Nama Lama | Nama Baru |
|---|---|---|
| 1. | Firma Blom & Van Der Aa di Jakarta Firma Bekouw & Minssen di Jakarta Firma Sluyters & Co N.V. Assurantie Maatschappi Jakarta di Jakarta | Perusahaan Asuransi Kerugian Negara IKA BHAKTI |
Business Fields
As stipulated in Article 3, Paragraphs 1 and 2 of the Articles of Association of PT Jasa Raharja, the Company's business scope is Social Insurance. The Company's objectives and business activities are to participate in and support the Government's economic, social security, and national development policies, particularly in the field of general insurance. This is achieved through implementing social insurance programs and optimizing the Company's resources to deliver high-quality, competitive services that enhance the Company's value while adhering to the principles of a Limited Liability Company.
Core Business Activities
- Administering passenger accident insurance for public transportation, in accordance with Law No. 33 of 1964 and its implementing regulations, as well as legal liability insurance for third parties, in accordance with Law No. 34 of 1964 and its implementing regulations.
- Entering into and managing motor vehicle insurance agreements and legal liability insurance for third parties in the event of transportation accidents.
- Accepting indirect insurance coverage retained by the Company.
- Conducting investment activities in compliance with applicable laws and regulations.
In addition to the core business activities, the Company may undertake other business activities to optimize the use of its resources, provided they comply with applicable laws and regulations.
However, with the issuance of Government Regulation of the Republic of Indonesia No. 73 of 1992 concerning the Administration of Insurance Business, particularly Article 33, which states: 'Insurance companies administering Social Insurance are prohibited from administering other insurance programs besides Social Insurance Programs,' and Article 34, which states: 'Insurance companies administering Social Insurance Programs must comply with this Government Regulation and its implementing regulations,' the Company exclusively engages in Social Insurance activities.
Culture Company
Subsidiary
Awards
