PT Jasa Raharja is a State-Owned Enterprise (SOE) engaged in social insurance, providing basic protection to the public through two (2) coverage programs:

• Passenger Accident Insurance for Public Transportation, based on Law No. 33 of 1964 concerning the Mandatory Passenger Accident Insurance Fund.
• Legal Liability Insurance for Third Parties, based on Law No. 34 of 1964 concerning the Road Traffic Accident Fund.